Offers/terms received are personalized based on loan amount, credit profile, borrower income, lender criteria, and other factors.

If you are not pre-qualified, you will be notified immediately. You may refer to messages from Acorn Finance or its lender partners for more
information about the decision. You may re-apply for a different amount, to add a co-borrower, or after unfreezing your credit file.

Acorn Finance is not a lender but partners with lenders to make loans available. Acorn Finance is available online in the United States via
internet-connected smartphones, tablets and personal computers nationwide except for MA, MD, NV, RI, VT, WV.

The lenders on Acorn Finance’s network don’t charge any penalties for early repayment. Some lenders charge an origination fee or other
closing costs between 1-8%, and may deduct that fee from the loan amount or increase the loan amount to include the fee. No-fee options are
clearly highlighted on the offers page in the application flow.

Annual percentage rates on loans with our partner lenders range between 4.49% and 35.99% and terms range between 2 and 12 years.
Rates as of 3/4/2022. Advertised rates and terms are subject to change without notice. 3Funding times may vary.

For illustrative purposes only, if you request $10,000, you could get a total loan of $10,000 with an 8.94% interest rate and $0 fees (note, if the
lending partner charges an origination fee, it will increase the APR). You would receive $10,000 with 84 payments of $161. Actual rate and
maximum loan amount are determined solely by the lender, which may differ from this example and depend on loan purpose, amount, term,
length, and your credit profile. Loan closing contingent on final credit approval, verification of income, and other criteria established by the
lender and your acceptance of all agreements and disclosures. Pre-approvals use a soft credit pull, which does not impact credit score;
however, lenders will conduct a hard credit pull when you express interest in an offer and this could impact your credit score. This information
is presented without warranty or guarantee of the availability of any loan.

At participating franchises only.